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AppDecision only

Mortgage Hub

A mortgage application, from request to verdict.

Source Codespace

Overview

A buyer fills in a proposal request, and a regulatory check says whether a lender can process it under current US rules: Fannie Mae’s eligibility matrix, the 2026 FHFA and FHA limits, FHA, VA and USDA rules and DTI limits, executed as a decision model on aityx.

Preview

A recording of Mortgage Hub

Mortgage Hub

Steps

  1. Fill in the proposal request on the welcome page.
  2. Send it: the app posts the decision model and the proposal’s figures to aityx, never the buyer’s name, email or phone.
  3. Read the regulatory check: whether a lender can process the proposal under current US rules.

Highlights

  1. 01

    Eligibility check

    Whether a lender can process the proposal under Fannie Mae’s eligibility matrix.

  2. 02

    Loan limits

    The proposal’s amount against the 2026 FHFA and FHA limits.

  3. 03

    Government programs

    The FHA, VA and USDA rules the proposal has to meet.

  4. 04

    Debt-to-income limits

    The buyer’s DTI against the limits that apply to the loan.